Insurance is a great thing to have, but creates a lot of confusion!
Let's have some definition!
Personal Health Insurance - What you personally have for health insurance because you pay for it yourself, or your employer offers it to you. You usually have to meet a deductible. Deductibles can be anywhere from $400-$10,000. But, once met, you only pay a certain percentage of the total expense. Frequently, you will have a copay at the time of service. This is a minimal fee, usually $5-$30.
PIP - Personal Injury Protection. If you have car insurance you most likely have this! $10,000-$35,000 in covered medical expenses.
L&I - Labor and Industry. Or an injury that happened at work. L&I requires a separate authorization for massage therapy.
It's important to know what benefits you have and how much your deductible is. If you have any questions, call the number on the back of your personal health insurance, or your car insurance or L&I. They will answer all your questions. If you need further help, give me a call!
And remember to have a Referral! A referral for massage therapy is best coming from your primary care physician or chiropractor!
Hope this helped! See you all very soon!